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	<title>Poker Craps And More &#187; Life Of Insurance</title>
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		<title>All You Need to Know About Dog Insurance</title>
		<link>http://www.pokercrapsandmore.com/archives/2009/11/30/all-you-need-to-know-about-dog-insurance/</link>
		<comments>http://www.pokercrapsandmore.com/archives/2009/11/30/all-you-need-to-know-about-dog-insurance/#comments</comments>
		<pubDate>Mon, 30 Nov 2009 17:48:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Of Insurance]]></category>

		<guid isPermaLink="false">http://www.pokercrapsandmore.com/archives/2009/11/30/all-you-need-to-know-about-dog-insurance/</guid>
		<description><![CDATA[United Kingdom&#8217;s Army lucky charm Sandbag was only recently brought back to the UK to take leave from his essential tasks within the Middle East. After becoming a source of sustenance for troops he is presently relishing a well merited relax &#8211; and so what is existence likened to for an industrious dog, and what [...]]]></description>
			<content:encoded><![CDATA[<p>United Kingdom&#8217;s Army lucky charm Sandbag was only recently brought back to the UK to take leave from his essential tasks within the Middle East. After becoming a source of sustenance for troops he is presently relishing a well merited relax &#8211; and so what is existence likened to for an industrious dog, and what waits for them in their time off?</p>
<p>It can normally be awfully tricky to get hold of pet cover for a dog who remains grouped as &#8220;on active duty&#8221; whether it&#8217;s a sheep dog, a racing dog or possibly a dog put to good use specially for procreating purposes. Thus you yourself can presume when it comes to a military or constabulary mutt that it is often even more knotty to acquire pet insurance. As such it is lovely to know that incalculable skilled mutts are well looked after once their days of exemplary employment are fulfilled.</p>
<p>When he was born within the forward operating base at North Point on the grounds of Umm Qasr, Iraq, Sandbag a sandy-coloured mutt, quickly became a prized member &#038; mascot of the United Kingdom&#8217;s army there. The soldiers arranged that he was correctly vaccinated, supplied him a dog collar, let him into the grounds when he howled outside and fuelled him on the grounds of the early hours of the morning before he would go &#038; stood careful lookout with the sentry guard force. Producing warmth, friendship, devout allegiance, &#038; also welcome comfort during the odd patrol, Sandbag was a very precious asset whenever it came to keeping confidence strong For a starting point have  a look at the <a href="http://www.greenbee.com/pet-insurance">pet insurance quote</a> offered here.</p>
<p>However whenever the army extracted out of the southern port in July, the guys had to leave Sandbag within Iraq, and there were huge concerns among the troops who&#8217;d taken him into their hearts. The guys were worried that if he was left to look after himself their four-legged friend would be killed by Iraqis, who hold little reverence for homeless dogs. But thanks to fund-raising activity, on Facebook among other places, the Blue Cross raised more than &#163;13,500 on the grounds of just two months, letting them to import Sandbag to the UK.</p>
<p>Deputy dog Sandbag isn&#8217;t the only canine to be allowed the great tribute he deserves for his exemplary contributions. Dogs will often additionally prove a considerable asset as a part of police procedure. They save valuable time hunting for lost persons, drugs and contraband. attentive training means that police force pups might not uncover any potentially nasty devices but preferably demonstrate wherein it is most likely to be to his specialist trainer.</p>
<p>As dividend for all their hard work police force mutts in Cambridgeshire recently became the first in Great britain to gain the correct pension they deserve after their time off. Previously dogs in active duty for the Cambridgeshire armed forces retired as the guys aged, around which time the dog&#8217;s human companion would sign an agreement meaning they would have to suppose obligation for the canine for the remnant of his or her life. This new programme means that retired pups will now have their food, veterinary bills and kennelling paid for by the police force.</p>
<p>And so there we have it, the valuable work these tireless pooches do brings a fully new level of meaning to the phrase &#8216;man&#8217;s best friend&#8217;. So thank goodness that there are kindly folks out there with the readiness to provide well-deserved comfort and support for our best friends once they are put out to pasture.</p>
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		<title>Key Facts for Parents of New Drivers</title>
		<link>http://www.pokercrapsandmore.com/archives/2009/11/08/key-facts-for-parents-of-new-drivers/</link>
		<comments>http://www.pokercrapsandmore.com/archives/2009/11/08/key-facts-for-parents-of-new-drivers/#comments</comments>
		<pubDate>Mon, 09 Nov 2009 01:40:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Of Insurance]]></category>
		<category><![CDATA[Road Busters]]></category>
		<category><![CDATA[Useful Tips]]></category>

		<guid isPermaLink="false">http://www.pokercrapsandmore.com/archives/2009/11/08/key-facts-for-parents-of-new-drivers/</guid>
		<description><![CDATA[Getting ones driver&#8217;s license can be one of the most exciting experiences for teenagers. It is also one of the more dangerous periods of their lives. In Britain it is estimated that over 3000 car drivers under the age of 25 are badly injured or killed in an accident. Having good knowledge of these facts [...]]]></description>
			<content:encoded><![CDATA[<p><P>Getting ones driver&#8217;s license can be one of the most exciting experiences for teenagers. It is also one of the more dangerous periods of their lives. In Britain it is estimated that over 3000 car drivers under the age of 25 are badly injured or killed in an accident. Having good knowledge of these facts will help you set limits for your own children to help them continue to be safe .<br />
</P></p>
<p><P>Young adults at age 18 are three times more likely to get into an accident than a driver at the age of 45. Young drivers simply do not have the experience to deal with dangerous situations. Other drivers may cause them harm even if they themselves are driving safely. Looking out for other road users is one of the main lessons to becoming a better driver!</P></p>
<p><P>If they are engaged in an accident it is important that have good insurance. Many young people do not consider getting young driver insurance because of its expense.There are some new choices. A good source of <A HREF="http://www.coverbox.co.uk/ydinsurance.php">car insurance for young drivers</A>  is pay as you drive insurance from companies like Coverbox. By making driving between 11pm and 6am  much more pricey it puts young people off driving during this more hazadous time.</P></p>
<p><P>Nonetheless rawness is not the single thing that sets apart younger drivers from the elders. A big part of careless driving conduct is attitude. In particular young men are often over confident and take on extra risks. Statistically, if a young driver has friends in the car with them they are twice as likely to attempt hazardous driving to make an impression. Passing vehicles that are already going too fast, jerky wheel movements, and speeding are risky feats that young drivers often attempt. Young male drivers are the most likely and a thirty-three percent of them will be engaged in a accident during their first 2 years of driving.</P></p>
<p><P>The are not completely at fault, All The Same.. Parents, as role models,  play an key part through their own driving conduct. As their guardians and protectors it is up to you to show them specific ways to handle situations by demonstration and having conversations about safe driving. It is key to set driving limitations for their children in order to safegaurd their safety on the highway.</P></p>
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		<title>These New Insurance Comparison Internet Sites &#8211; How Do They Work?</title>
		<link>http://www.pokercrapsandmore.com/archives/2009/11/01/these-new-insurance-comparison-internet-sites-how-do-they-work/</link>
		<comments>http://www.pokercrapsandmore.com/archives/2009/11/01/these-new-insurance-comparison-internet-sites-how-do-they-work/#comments</comments>
		<pubDate>Sun, 01 Nov 2009 21:49:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Of Insurance]]></category>
		<category><![CDATA[Misc]]></category>
		<category><![CDATA[Road Busters]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[compare]]></category>
		<category><![CDATA[comparison]]></category>
		<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">http://www.pokercrapsandmore.com/archives/2009/11/01/these-new-insurance-comparison-internet-sites-how-do-they-work/</guid>
		<description><![CDATA[Insurance policy comparison web sites are very popular as drivers attempt to preserve cash on their driving expenses. Nonetheless, how do the internet sites opperate and do you have to become members?]]></description>
			<content:encoded><![CDATA[<p>Insurance policy comparison web sites are now very common as Australian&#8217;s bid to keep money on their driving costs. All The Same, how do these internet sites opperate and do you need to spend money for access?<br />
The idea behind a car insurance comparison site is sure enough a awesome idea. A user visits the site, records their details, and then get insurance quotes from a selection of providers facilitating them get the cheapest policy. </p>
<p>Still, the sceptics among you will question what&#8217;s in it for the company? It is clear that even though comparison web sites are free to use, they must make money in some way.<br />
The simple answer , is that they do. Nonetheless, these internet sites don&#8217;t really cost the visitoranything. This is because comparison websites make nearly all of their money through two of sources &#8211; banners and leads. Every time you are redirected from a comparison website on to a provider&#8217;s internet site, the comparison web site gains a referral commission &#8211; it is nearly identical to a finder&#8217;s commission in that they are putting your business the way of the car insurance firm.<br />
The good part however, is that this incremental cost is not passed on to the driver. In fact, many car insurance companies even offer cheaper offers through comparison internet sites than they do on their own company sites because it is so important to appear near the top of the &#8216;best buy&#8217; tables.<br />
With most other products like credit cards or house loans it&#8217;s comparatively straight forward to discover the offers availiable &#8211; for instance, if you&#8217;re taking out a loan you&#8217;d normally anticipate for the cheapest rate of interest and assuming there are no hidden fees and charges to take care of, you will choose the lowest cost.<br />
Of course some individuals will even feel grieved that the comparison site is making a commission. However individuals<br />
can constantly remember that if the insurer doesn&#8217;t pay off the commission to the comparison web site they could be paying a broker. More likely is that the insurance company are in all likelihood dropping more than this on TV advertising campaigns.<br />
That&#8217;s because likening deals on the basis of which is the cheapest won&#8217;t necessarily aid you in finding the most satisfactory policy.<br />
For Instance, one car insurer could be cheaper than any others &#8211; but this could only be because its cover is far less extensive.<br />
The only way to get the best company for you is to find quotes from all of them &#8211; but of course the outlook of ringing around more than forty suppliers is disheartening to say the least. So next time you begin searching online for <a href="http://www.zippy.com.au/find-the-right-car-insurance-company-australia-for-you/2009/10/">car insurance company australia</a> recall that it should be swifter and more cost effective to start with a car insurance comparison internet site.</p>
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		<title>Guide to Insurance Sales Lead Websites for Brokers</title>
		<link>http://www.pokercrapsandmore.com/archives/2009/09/24/guide-to-insurance-sales-lead-websites-for-brokers/</link>
		<comments>http://www.pokercrapsandmore.com/archives/2009/09/24/guide-to-insurance-sales-lead-websites-for-brokers/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 07:35:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Of Insurance]]></category>
		<category><![CDATA[Road Busters]]></category>
		<category><![CDATA[Your Finance Resources]]></category>
		<category><![CDATA[car insurance leads]]></category>
		<category><![CDATA[homeowners insurance leads]]></category>
		<category><![CDATA[insurance leads]]></category>
		<category><![CDATA[insurance marketing]]></category>

		<guid isPermaLink="false">http://www.pokercrapsandmore.com/archives/2009/09/24/guide-to-insurance-sales-lead-websites-for-brokers/</guid>
		<description><![CDATA[In the old days, a strong share of an insurance agent's day was spent on the phone, calling up potential customers. These days, brokers can purchase prescreened insurance leads[PUT URL HERE] from insurance lead companies. These websites provide an simple and quick way of acquiring new clients.]]></description>
			<content:encoded><![CDATA[<p>Brokers used to spend a nice percentage of their work day cold calling individuals who, a number of times, did not ask to be contacted. Now, insurance sales lead websites can supply high quality, targeted <a href="http://www.insurance-sales-lead.com">insurance sales leads</a> that are currently looking to purchase an insurance policy. These sites supply an simple and efficient way of getting new clients.</p>
<p>Sales lead sites work by bringing together users interested in an insurance policy with agents who are looking to sell them a policy. The websites collect personal information from each consumer employing a web form, warehouse the data and then sell the insurance sales prospect to an agent.  </p>
<p>There are many different insurance lead companies, each claiming to have the most targeted insurance leads.  How do you know which insurance lead company to go with?  You should look for a lead seller that can regularly offer quality leads with prices that can bring a high ROI, a fair billing system and refund guidelines, a way to filter your leads and that the leads are delivered in real time.</p>
<p>Pricing is important. A low cost insurance sales lead may not provide superior users but a high priced insurance sales lead might be too costly to end up with a profit</p>
<p>Many insurance sales lead websites will either expect you to either put down an initial payment or will charge you at the month&#8217;s end, but you should  be wary of insurance lead generation sites that try to have you put a very large amount of money up front.</p>
<p>Regardless of the insurance lead service you use, you&#8217;ll eventually receive a lead that fake information or already sent to you.  A great lead service will also have a great refund<br />
return policy for these kinds of leads.</p>
<p>The ability to only receive the kind of user you want is significant. Most insurance lead generation websites offer some sort of filtering power so that you only get sent and are charged for the prospect that is most suitable for your agency.</p>
<p>In conclusion, when picking out an insurance sales lead company, you should browse around and buy leads from 2-3 lead generation sites.  You may end up finding that a few offer great life insurance sales leads but don&#8217;t send great auto insurance sales leads. If you purchase sales leads from several services, it will give you an edge against your competitiors and will keep the volume of your sales leads in check.</p>
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		<title>All the Information College Students Should Understand about Health Insurance</title>
		<link>http://www.pokercrapsandmore.com/archives/2009/09/04/all-the-information-college-students-should-understand-about-health-insurance/</link>
		<comments>http://www.pokercrapsandmore.com/archives/2009/09/04/all-the-information-college-students-should-understand-about-health-insurance/#comments</comments>
		<pubDate>Fri, 04 Sep 2009 20:53:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Education Online]]></category>
		<category><![CDATA[Health + More]]></category>
		<category><![CDATA[Life Of Insurance]]></category>
		<category><![CDATA[compare health insurance plans]]></category>
		<category><![CDATA[international students health insurance]]></category>
		<category><![CDATA[temporary student health insurance]]></category>

		<guid isPermaLink="false">http://www.pokercrapsandmore.com/archives/2009/09/04/all-the-information-college-students-should-understand-about-health-insurance/</guid>
		<description><![CDATA[Something that is commonly at the very bottom of the list whilst planning a college education is health insurance for students. Students are at an age where health insurance is not the first thing on their mind. In your 20's you will typically believe that you will be alive forever so you will not become ill. As we all know, this is seldom accurate no matter how fit an individual might be. Appropriate student medical insurance is not simply for those with plenty of money, it's an essential.]]></description>
			<content:encoded><![CDATA[<p>It&#8217;s very easy to disregard medical insurance while planning for an education. Most students are more often than not at an age where the need for medical insurance is the final thing on their mind. In your 20&#8217;s you will typically tend to think that you are immortal so you&#8217;ll not become ill. Alas, this is rarely a sensible plan however fit an individual may be. Affordable student health insurance is not a luxury, it is a necessity. Individuals who are covered by a parent&#8217;s health insurance are more often than not covered up until they&#8217;re 23. For anyone who doesn&#8217;t currently have insurance coverage on a family insurance policy, a fundamental part of preparation for college will be finding an affordable medical insurance policy.</p>
<p>We do suggest you review this <a href="http://universitystudenthealthinsurance.org/348">great webpage for health insurance broker</a> ideas&#8230;</p>
<p>What&#8217;s fundamental in health insurance designed specifically for college students? So what&#8217;s a deductible? A deductible is essentially an annual payment made before the medical benefits starting, similar to an auto deductible. To illustrate, should your deductible be $500, you will have to pay that amount before receiving benefits from your insurance.</p>
<p>So what does co-pay mean? When the deductible is met, commonly for every trip to the doctor, medicine, and procedure you will have to pay a pre-determined part of the cost. This is termed a co-pay. What is the area of insurance cover? Many policies include Health Maintenance Organization (HMO) and Partnership for Prescription Assistance. This could mean certain doctors may possibly not be in your authorized health professionals and may not be included on a insurance policy. A directory of participating health professionals are provided with nearly all insurance plans, so be sure to look at that when you are selecting a medical insurance policy. What exactly does the phrase catastrophic insurance coverage mean? Limits are frequent in student medical insurance policies particularly with reference to terminal illness, and for most medical insurance policies for students, the cover is ordinarily much lower than any standard insurance policy.</p>
<p>What are the limitations? Inexpensive student medical coverage policies may include various limits. It&#8217;s crucial to study your insurance policy carefully to discover what may and may not be included. Have any insurance details nearby at all times. It is not only not possible to predict accidents or illness, but they are most likely to hit when least anticipated. Acquaint yourself with the parameters of your health insurance plan even should you be included in your parent&#8217;s insurance policy.</p>
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		<title>Insurance Sales Lead Companies: a Helpful Guide for Brokers</title>
		<link>http://www.pokercrapsandmore.com/archives/2009/08/22/insurance-sales-lead-companies-a-helpful-guide-for-brokers/</link>
		<comments>http://www.pokercrapsandmore.com/archives/2009/08/22/insurance-sales-lead-companies-a-helpful-guide-for-brokers/#comments</comments>
		<pubDate>Sat, 22 Aug 2009 16:10:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Of Insurance]]></category>
		<category><![CDATA[Road Busters]]></category>
		<category><![CDATA[Your Finance Resources]]></category>
		<category><![CDATA[auto insurance leads]]></category>
		<category><![CDATA[homeowners insurance leads]]></category>
		<category><![CDATA[insurance leads]]></category>
		<category><![CDATA[life insurance leads]]></category>

		<guid isPermaLink="false">http://www.pokercrapsandmore.com/archives/2009/08/22/insurance-sales-lead-companies-a-helpful-guide-for-brokers/</guid>
		<description><![CDATA[Back in the day, a strong part of a broker's work day was spent on the telephone, calling up potential customers. These days, insurance agents can effectively obtain prequalified insurance leads[PUT URL HERE] from insurance leadgen sites. These insurance sales lead websites offer a cost efficient alternative to lists and other marketing methods.]]></description>
			<content:encoded><![CDATA[<p>Insurance brokers used to spend a full percentage of their day cold calling people who, a number of times, did not want to be called. Today, lead generation sites can supply high quality, prescreened <a href="http://www.insurance-sales-lead.com">insurance sales leads</a> that are actively looking to purchase an insurance policy. These lead generation companies offer an effective alternative to lists and other marketing strategies.</p>
<p>Insurance leadgen sites function by matching together users interested in an insurance policy with insurance underwriters who want to sell them a policy. They collect personal information from every user using a website form, warehouse the information and then sell the insurance prospect to an agent.  </p>
<p>There are lots of different insurance lead websites, each claiming to have the best sales leads.  How do you figure out which company to use?  There are certain features that good insurance lead generation companies have that can help them stand out from the others including pricing, billing, return policy and filters.</p>
<p>To find a great insurance sales lead company, you have to keep an eye out for certain traits.  The individual cost of the insurance lead is significant, but more significant is the return on investment you receive on the leads. The ability to filter your prospects so that they only meet your quality specifications is important lead company factor.  The next thing to examine at is price.  A $14 lead that leads to a sale is worth a lot more than a $5 lead that doesn&#8217;t convert. Eventually you will get a lead you can&#8217;t get a hold of.  If the insurance lead company doesn&#8217;t permit you to return this kind of low quality lead, then you should think about signin up with another insurance lead company. Along the same vein, several lead generation websites have a low amount needed to prefund your lead account.  If they try to charge you a large amount of money up front, you might be taking too big of a risk.</p>
<p>When purchasing insurance leads, you shouldn&#8217;t keep all your eggs in one basket. You should test several insurance leadgen websites.  A few will be best for automobile insurance sales leads while others might supply better homeowners insurance sales leads. Utilizing different insurance leadgen companies will allow you to also keep your agency shielded in the event one of the sales lead source&#8217;s quality goes down.</p>
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		<title>Everything Students Need to Know Concerning Medical Insurance Plans</title>
		<link>http://www.pokercrapsandmore.com/archives/2009/06/30/everything-students-need-to-know-concerning-medical-insurance-plans/</link>
		<comments>http://www.pokercrapsandmore.com/archives/2009/06/30/everything-students-need-to-know-concerning-medical-insurance-plans/#comments</comments>
		<pubDate>Wed, 01 Jul 2009 01:51:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Education Online]]></category>
		<category><![CDATA[Health + More]]></category>
		<category><![CDATA[Life Of Insurance]]></category>
		<category><![CDATA[compare health insurance plans]]></category>
		<category><![CDATA[hth travel insurance]]></category>
		<category><![CDATA[international students health insurance]]></category>

		<guid isPermaLink="false">http://www.pokercrapsandmore.com/archives/2009/06/30/everything-students-need-to-know-concerning-medical-insurance-plans/</guid>
		<description><![CDATA[Medical cover often is not a priority when planning an education. Students are at an age where health insurance is not the first thing they consider. Teenagers tend to imagine they are immortal and naturally they can not become ill. Regrettably, this is seldom true however fit a person might seem. A student health insurance policy isn't for those with a stack of money, it is in truth a necessity.]]></description>
			<content:encoded><![CDATA[<p>Something that is usually found at the bottom of the list when budgeting for a college education is health insurance for students. Most students are by and large at an age where the idea that they may need a medical insurance plan is not the first thing they think of. Teens are likely to believe that they will be alive forever and that they can never become ill.</p>
<p>Unluckily, no matter how healthy a person might appear, this is no guarantee of their future health. An affordable medical insurance policy isn&#8217;t for the wealthy, it&#8217;s an essential.</p>
<p>For those who are covered under a parent&#8217;s insurance policy, virtually all family insurance policies should include a college student up to their twenty third birthday. For anyone who doesn&#8217;t have cover under a family plan, acquiring an appropriate student health insurance plan should be a crucial part of budgeting for a college education. What&#8217;s essential in an insurance policy designed for students? What is your deductible? It is a minimum yearly amount you have to pay before any health benefits begin, similar to an auto insurance policy. To illustrate, if your deductible is $500, you have to pay that sum prior to applying for any payment linked with your plan. So what does co-pay entail? Once your deductible is covered, normally for each doctor&#8217;s visit, medication, or procedure you&#8217;ll need to contribute a pre-determined part of the cost. This is called co-pay.</p>
<p>What is your range of insurance cover? Many plans do include HMO and Partnership for Prescription Assistance (PPA). This could mean certain physicians may possibly be excluded from your &#8220;network&#8221; or not be covered under a insurance plan. Almost all policies will include a directory of approved providers, prior to making a decision do study the options with attention to detail.</p>
<p>Catastrophic insurance coverage: There may be a restriction on student medical insurance policies as far as terminal illness, in most student policies, the cover is commonly less than any standard insurance plan.</p>
<p>So what are the limits? Inexpensive student health coverage plans may have certain limitations. It&#8217;s very important to read over the policy thoroughly to check what may and may not be covered. Have any medical insurance details on your person at all times. It is not just impossible to plan for accidents or illness, but they are unfortunately likely to happen at the worst possible time. Acquaint yourself with the ins and outs of your health policy even should you be covered by a family insurance plan.</p>
<p>To learn more, you are advised to hop over to our vast source for <a href="http://universitystudenthealthinsurance.org/358">cheap health insurance plans</a> instructions</p>
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		<title>Contents Insurance for those Who Work from Home</title>
		<link>http://www.pokercrapsandmore.com/archives/2009/06/01/contents-insurance-for-those-who-work-from-home/</link>
		<comments>http://www.pokercrapsandmore.com/archives/2009/06/01/contents-insurance-for-those-who-work-from-home/#comments</comments>
		<pubDate>Mon, 01 Jun 2009 09:19:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Of Insurance]]></category>
		<category><![CDATA[equipment]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[office]]></category>

		<guid isPermaLink="false">http://www.pokercrapsandmore.com/archives/2009/06/01/contents-insurance-for-those-who-work-from-home/</guid>
		<description><![CDATA[if you work from home extra cover is essential for all of your work equipment]]></description>
			<content:encoded><![CDATA[<p>  <!--   @page { margin: 2cm }   P { margin-bottom: 0.21cm }  -->   Depending on how much equipment you have if you work from a home office, it is important to know that most homeowners policies do not cover contents used for business purposes (or have a low limit for the amount you can claim). They also usually do not cover public liability if you have customers or clients coming to your house. And if you have employees, you are obligated to provide liability insurance. If you, for instance, run a secretarial service and have a computer, printer, copier, fax machine, etc., you would want to protect all that expensive equipment and, if necessary, purchase a separate contents insurance policy or <a href="http://www.contentsinsurancecover.co.uk/policies/home-insurance-for-home-workers.html">office insurance</a> policy (sometimes called a &#8220;working from home&#8221; policy) to make sure your business assets are well covered. Even if you would only be paid the current market value of these items, you would have a start in order to replace crucial equipment in order to continue your business.Some policies for home-based businesses will take on the negotiation of your claim so that you can focus on your business plus offer business interruption protection. And if you want to make the premiums part of your monthly cash flow, that can often be arranged rather than pay annually or semi-annually when you have other heavy business expenses.Be sure to document your contents by making a complete list of make, model, and serial number of electronics together with a picture. Save all your receipts to prove when and where you purchased each item and what it cost.Keep these important documents in a safe. Or other location away from your home so they will not be destroyed if something happens to your house. Then you will be prepared to file your claim with all the necessary information.   </p>
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		<title>Health Insurance Planning for Students: Essential Information</title>
		<link>http://www.pokercrapsandmore.com/archives/2009/05/17/health-insurance-planning-for-students-essential-information/</link>
		<comments>http://www.pokercrapsandmore.com/archives/2009/05/17/health-insurance-planning-for-students-essential-information/#comments</comments>
		<pubDate>Sun, 17 May 2009 06:35:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Education Online]]></category>
		<category><![CDATA[Health + More]]></category>
		<category><![CDATA[Life Of Insurance]]></category>
		<category><![CDATA[cheap student health insurance]]></category>
		<category><![CDATA[student health insurance dental]]></category>
		<category><![CDATA[temporary student health insurance]]></category>

		<guid isPermaLink="false">http://www.pokercrapsandmore.com/archives/2009/05/17/health-insurance-planning-for-students-essential-information/</guid>
		<description><![CDATA[It is easy to disregard health insurance policies while planning an education. In general, health insurance is the last thing on a student's mind. Younger people believe they are immortal and naturally they can never suffer from a serious illness. Regrettably, this is seldom the case no matter how fit an individual may seem. An appropriate student medical insurance policy is not a good plan, it's utterly necessary.]]></description>
			<content:encoded><![CDATA[<p>It is easy to neglect health insurance policies while preparing for a college education. Generally, health insurance is the last thing on a student&#8217;s mind. Younger people are wont to believe that they will live forever and that they will never find themselves suffering from an illness.</p>
<p>However, this is seldom the case regardless of how fit an individual might appear. A medical insurance policy is not a luxury, it&#8217;s an absolute essential.</p>
<p>For individuals who are lucky enough covered under their family policy, nearly all family insurance policies will extend to a college student until they reach twenty-three. For individuals who don&#8217;t have insurance coverage through a parent&#8217;s insurance, a crucial part of budgeting for school should be researching an appropriate medical insurance plan. So what should you look for in a policy designed for students? What is your deductible? It is a nominal annual amount you have to pay before your medical benefits begin, much the same as an auto deductible. To illustrate, if the deductible is $500, you must to pay that sum prior to applying for any payment from your policy. What is a co-pay? Once the deductible is met, most insurance plans require that you contribute a portion of the cost of every visit to the physician&#8217;s office, medicine or procedure. That, put simply is co-pay.</p>
<p>What is the area of insurance coverage? Nearly all plans are Health Maintenance Organization (HMO) or Partnership for Prescription Assistance (PPA). This often means certain doctors might not be in your &#8220;network&#8221; and may not be covered under your medical insurance policy. Nearly all plans include a listing of approved professionals, before you make your decision make sure you study this thoroughly. What does the phrase catastrophic coverage imply? Limits are common in college <a href="http://universitystudenthealthinsurance.org/250">student health insurance plans</a> as far as serious illnesses are concerned, and for most health insurance for college students, the cover is normally lower than a regular medical insurance plan. So what are the limits? Restrictions are very common in most student health insurance. It is really important to study any policy carefully to discover what may and may not be covered. Keep any health insurance papers nearby everywhere you go. It is not only not possible to anticipate an accident or an illness, they are also liable to happen when least convenient. Ensure you are familiar with the parameters of your inexpensive college health policy, whether through your parents or with your own insurance plan.</p>
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		<title>Shopping for Florida Auto Insurance</title>
		<link>http://www.pokercrapsandmore.com/archives/2009/05/06/shopping-for-florida-auto-insurance/</link>
		<comments>http://www.pokercrapsandmore.com/archives/2009/05/06/shopping-for-florida-auto-insurance/#comments</comments>
		<pubDate>Wed, 06 May 2009 16:20:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Of Insurance]]></category>
		<category><![CDATA[Road Busters]]></category>
		<category><![CDATA[Your Finance Resources]]></category>
		<category><![CDATA[cheap FloridaFL insurance]]></category>
		<category><![CDATA[FloridaFL auto insurance]]></category>
		<category><![CDATA[FloridaFL insurance]]></category>

		<guid isPermaLink="false">http://www.pokercrapsandmore.com/archives/2009/05/06/shopping-for-florida-auto-insurance/</guid>
		<description><![CDATA[Florida is a no-fault state signifying that your insurance underwriter will pay for incurred costs from auto accidents regardless of who's at fault. Many times, motorists lose some of the rights to sue under a No-Fault system. The specific details of this type of insurance system can change for different states, but the general construct is the same.The no-fault system is followed in Florida. The specifics for a no-fault system are different from state to state, but essentially, the way it works is that the insurance firm will cover related expenses disregardless of who's at fault. In this type of auto insurance system, drivers do lose some legal rights to take legal action, but the system helps minimize conflicts.]]></description>
			<content:encoded><![CDATA[<p><strong>Legal Requirements</strong>
<ul>
<li>Bodily Injury Liability: $10,000/$20,000 Limit</li>
<li>Property Damage Liability: $10,000 Limit</li>
</ul>
<p>The state of Florida abides by a No-Fault system of rules meaning your insurance firm will cover the costs for your claims no matter who&#8217;s at fault, up to a specified limit. Since noone is found to be at fault, you end up losing some of your rights to sue with a no-fault system. The specifics of this type of legal system change for various states, but the overall construct is identical.</p>
<p>Personal Injurty Protection in your insurance coverage helps pay for &#8220;reasonable and necessary&#8221; medical costs for you and any passengers involved in the auto accident. Florida state law requires a minimum PIP auto insurance policy of $10,000 for one driver and $20,000 for all persons involved.</p>
<p>To keep financially protected in the event that you are involved in an auto accident with an individual who either does not hold insurance coverage or doesn&#8217;t have sufficient insurance to cover related damages, you should look into adding Uninsured Motorist Bodily Injury coverage to your <a href="http://www.equotecarinsurance.com/learning-center/state/florida/">Florida auto insurance</a> policy policy. This added coverage is nonmandatory, but can help minimize expenses if you are in an accident with an uninsured and/or underinsured motorist.</p>
<p>The usual insurance rate for people in Floriday was $1,104 in 2003; the national usual was $914. There are many Floridians who incorrectly believe that they have no way of lowering their auto insurance premium. Every Last insurance underwriter has a slighly different process of computing a driver&#8217;s auto insurance premium so rates will vary by customer. You must to shop around to find out if you are getting a good rate or paying too much. Auto insurance comparison websites help you discover the cheap prices available in Florida, so mean Floridians can get a cheaper-than-average low rate on their coverage.</p>
<p>2007 had the first lessening in auto insurance since 1999. 2007 had a .5% to 1% decrease in rates from 2006. In 2008, insurance costs slowly started to inflate once again and 2009 will be about the same! Auto insurance comparison websites know that the only way to lower costs is to comparison shop. They bring competition straight to the driver and lower your insurance premiums utilizing the internet!  You possibly may be able to receive lower insurance rates at another insurance firm and/or find that you&#8217;re entitled for particular auto insurance deals.</p>
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